Murali Krishna

Be a person
of value.

“Try not to become a man of success
but rather a man of value.”

I've spent a lifetime moving between business, technology, society and creative pursuits. This is where I share what I've learned, what I'm still curious about, and what I'm making along the way.

Murali Krishna in headphones and sunglasses, hand on chin, listening intently

40+ years of experience across 5 continents.

Domains
BankingFintechTechnologyGCC SetupRisk ManagementTreasury Management
Focus
Strategy ManagementAdvisor & MentorM&AAgritechCSR
Credentials
IIM KolkataIOD Certified
Success is what you achieve.
Value is what you leave behind.

Ideas, questions and things I notice along the way.

I write about what I'm learning, what I'm questioning, and what I think is quietly changing around us.

01

Business

Strategy, leadership, startups and the decisions that shape how organisations grow, or don't.

02

Technology

AI, fintech, digital transformation, and how people and technology are learning to work together.

03

Society

Education, social innovation and human behaviour, and how business can give back beyond profit.

04

Life

People, relationships, experiences and the lessons that never make it onto a résumé.

Experience across boundaries.

Banking, technology, strategy, transformation, entrepreneurship and mentoring, plus a few things that don't fit neatly under any of those.

I've worked across retail, investment and corporate banking, corporate treasury, FMCG, IT and consulting. Today I advise and mentor entrepreneurs and business leaders on the questions that tend to keep them up at night.

Strategy & Transformation

Business strategy, change management, business architecture and transformation. Helping organisations work out where they want to go, and how to actually get there.

Technology & Fintech

IT blueprinting, product management, engineering, implementation, programme management, partnerships and go-to-market strategy, with fintech at the centre of much of it.

Growth & Pricing

Social media strategy, customer acquisition and retention, and price management. How a business wins customers, keeps them, and earns fairly from them.

Risk & Portfolio

Risk management and portfolio management, from understanding the downside early to making sure the right bets get the right attention.

Deals & GCC Setup

M&A, and helping organisations set up their Global Capability Centres (GCCs).

Advisory & Mentoring

Working with founders and leadership teams as an advisor or mentor, including within startup incubation ecosystems.

Where it began: Banking

Retail, investment and corporate banking, plus transaction banking, treasury, trade finance and cash management.

Beyond work

Music creation, photography and plain old curiosity. They keep the rest of it interesting.

Business can do more than make money.

I'm most drawn to the places where technology meets education, healthcare, pharma, climate-smart agriculture, CSR and social innovation. That's where business has the best chance of leaving something behind.

EducationHealthcarePharma Climate-smart agricultureCSRSocial innovation

Questions worth asking.

Technology · AI

Is the Indian IT mid-to-senior cadre equipped to handle AI disruption?

How leadership, learning and adaptation are shifting as AI reshapes the industry.

Leadership · Startups

How startups can sabotage their own success.

The habits and decisions that quietly hold founders back, and what to do about them.

Future of work

Stop saying “AI cheating”. Start hiring for AI-enhanced skills.

Why we should assess people for the workplace that's emerging, not the one we grew up in.

Not everything needs
to be a strategy.

Music

I've started creating music, and I'm enjoying it more than I expected. You can find it on YouTube under soulspace0609.

Listen on YouTube

Photography

I love noticing what most people walk past. Mostly that means candid moments, wildlife and the landscapes around us.

Candid momentsWildlifeNature landscapes

Curiosity

Ideas I try out simply because I want to know what happens. Curiosity is usually where something meaningful begins.

Still learning

The creative side of my life is still young. The point isn't to arrive. It's to keep exploring.

The person behind krish.

“Still learning. Still questioning. Still creating.”

Who I am today was shaped by people, mentors, opportunities and a handful of moments that pushed me well outside my comfort zone.

krish is where that journey and my curiosity come together in one place.

Let's talk about
what matters most.

Got a business challenge, an idea you're building, or just want a second opinion? Tell me a little about it and we'll pick up the conversation on WhatsApp.

Prefer email? Write to krish@murali-krishna.com

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